Michigan Home Buyer & Move-Up Seller Desk • Statewide Pre-Approvals

Fast Michigan Mortgage Pre-Approvals & Rate Quotes — Plus Get Paid 50% of Our Buyer Commission!

Whether you are buying a Flat Fee MLS home directly from a seller on ShowMyListing.com, selling your current Michigan home and moving into your next one, or buying any home on the MLS from Metro Detroit to Grand Rapids, Traverse City, or the Upper Peninsula — get a fast, rock-solid Michigan pre-approval letter and stack it with our 50% Home Buyer Commission Rebate.

1. Same-Day Michigan Pre-Approval Letters

Sellers won't take an offer seriously without a verified pre-approval letter. Get pre-approved quickly for Conventional, FHA, VA, Jumbo, Construction, or Investor/DSCR loans across all 83 Michigan counties.

2. Stack With Our 50% Buyer Commission Rebate

When we represent you on any Michigan home purchase where the seller or builder offers a buyer-agent commission, we rebate 50% of our commission ($3,500–$10,000+ cash back at closing) right toward your closing costs or rate buydown!

3. 0.5% Unrepresented Buyer Paperwork Option

Buying a Flat Fee Michigan or FSBO home directly from the seller with no buyer's agent? We can draft the Michigan Purchase Agreement, disclosures, and coordinate title & lender to closing for just 0.5%.

Request Your Fast Michigan Pre-Approval & Buyer Rebate Quote

Fill out this 30-second form and Broker Jeff Kermath (30+ years experience & former mortgage company owner) will connect you with the right Michigan lending program and lock in your 50% Buyer Rebate or 0.5% Contract-to-Close option.

Thank you! Your Michigan Pre-Approval & Buyer Savings request has been sent directly to Jeff Kermath (734-649-4903). We will follow up with you shortly!

What Can We Help You With? *

Your Full Name *

Best Phone Number (Call/Text) *

Your Email Address *

Target City / County & Price Range

Timeline, Down Payment & Questions (Optional)

Why Verify Your Pre-Approval With Us?

Jeff Kermath has been a licensed Michigan Flat Fee MLS Broker for over 30 years with 6,500+ listings and previously owned his own mortgage company — meaning we know how to spot junk lender fees, prevent last-minute underwriting surprises, and structure your pre-approval so Michigan sellers pick your offer first.

First-Time & Move-Up Home Buyers: Conventional, FHA, VA, USDA Rural, and Michigan down-payment options.
Sell & Buy Seamless Coordination: Listing your current home on the MLS for a flat fee? We coordinate your sale and next purchase (in Michigan or out-of-state) so you don't get stuck with two payments.
Investors, Builders & Vacation Homes: Second homes in Northern Michigan & the Upper Peninsula, new construction, and rental/investment property financing.
Apply Your 50% Buyer Rebate to Closing Costs or Rate Buydown: Use thousands in rebated buyer-agent commission to buy down your interest rate or cover closing costs at the table!

Need Immediate Help With an Offer?

Call or Text Broker Jeff Kermath: 734-649-4903

Email: jeff@flatfeemichigan.com • BBB A+ Accredited (Verified Reviews) ↗